A life insurer's balance sheet has two types of investment accounts, the general account and the separate accounts. Which one of the following statements is true regarding the separate accounts assets? Available answer options Select only one option A The majority of assets in separate accounts are invested in money market funds. B The separate accounts assets are available to all of the life insurer's creditors. C The gains and losses on separate account assets are passed directly to the separate accounts' policyholders. D The assets in the separate accounts are owned directly by the policyholders