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A life policyholder forgets to pay his premiums and the policy lapses. Shortly after the policy lapses, the policyholder is diagnosed with a serious and

  1. A life policyholder forgets to pay his premiums and the policy lapses. Shortly after the policy lapses, the policyholder is diagnosed with a serious and aggressive cancer. The policyholder notices that the policy has a reinstatement provision and wants to restart the coverage. Will the insurer be required to reinstate the policy in this circumstance? Why or why not?

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