A loan is amortized by level payments made on every February 1. The borrower notices that the interest paid in the February 1, 2004 payment was 103.00, and the interest in the February 1, 2005 payment was 98.00. The rate of interest on the loan is i =0.08. (I) Find the principal repaid in the 2005 payment. (II) Find the date and amount of the smaller final payment made one year after the last regular payment. PLEASE ANSWER PART II USING EQUATIONS NOT EXCEL.