A loan of RM200,000, paid annually, is made for a term of 30 years at an effective interest rate of 4.5%. The lender allows only annual year-end interest payments made until at the end of 30 years. In order to pay the loan of RM200,000 at the end of 30 years, the borrower will make a payment of R at the end of first year, and will increase his payments of R arithmetically for the subsequent years, into a sinking fund earning 6% interest rate per year. (a) Develop a sales illustration of this loan scheme which consists of the following:- (i) Part 1:- parameters of input (loan, loan interest rate, loan period, rate of investment return). (ii) Part 2:- output - table schedule which consists of sinking fund deposit, total sinking fund deposit, sinking fund interest, principal repayment in sinking fund and outstanding balance of the loan. (b) From (a) (ii), determine, (i) R. (ii) Total principal repayment for the 10-th payment. (iii) The total profit of the borrower taking under this scheme for 30 years period. (c) Submit the report of this illustration by the following:- (i) Written answer (in pdf files) - develop suitable formula and payment schedule to answer (b) (ii) Sales illustration (in MSExcel) - to answer (b)