1. A local couple, the Jacobs, recently purchased a new car. After the dealer drew up the original purchase order, the paperwork was redone multiple times: sometimes by the dealer, other times by the credit union financing part of the purchase price. These are the events that required new paperwork:
   1. The original car was supposed to be built at the end of June and delivered in July. Another car became available and the Jacobs decided to buy it instead.
   2. The Jacobs decided at their next visit to add some options, including a kayak rack.
   3. Later that day, they reworked their finances and decided to add $3,000 to their down payment.
   4. The credit union misspelled one of the names on the loan documents.

Select two of the changes. For each one identify: the error that would have occurred if the change were not properly reflected in the documents and whether the issue affected the dealer, the credit union, or both.