A lottery winner was offered a payment of $31,700 for 30 years. She could invest the cash flows at 4.5 percent. What is the minimum amount she should accept if she were to receive the amount as a lump -sum payment today instead? (Round to the nearest dollar.) $398,225 $516,358$353,756 $491,005 none of these If a firm needs funds for capital budgeting purposes, then it would most likely participate in: the stock or bond markets. the money market none of these the treasury bills market