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A low FICO score can cost you quite a bit when you get a mortgage loan. may result in a credit card rate half the

A low FICO score

can cost you quite a bit when you get a mortgage loan.

may result in a credit card rate half the rate of that paid by those with a high FICO score.

is a good credit score.

is the only factor the lender considers when determining whether to give you credit.

Which option???

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