A lump sum has a $$3,000$ present value and a $$12,000$ future value. If the rate of return is $9\%,$ how many years would make this possible $($solve for $n)?$

$16\mathrm{.}09$ years

$10\mathrm{.}88$ years

$13\mathrm{.}12$ years

$23\mathrm{.}01$ years

none of these