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A major difference between BASEL II and BASEL I standards are? Group of answer choices BASEL II creates additional capital buffer requirements due to cyclical

A major difference between BASEL II and BASEL I standards are?
Group of answer choices
BASEL II creates additional capital buffer requirements due to cyclical changes in the economy.
BASEL II adjusts the riskiness of bank loan based on the probability of loan default by each individual company.
BASEL II includes new tiers of capital
BASEL II increases the capital to asset ratios

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