A man deposits $11.000 at the beginning of each year for 15 years in an account paying 8% compounded annually. He then puts the total amount on deposit in another account paying 9% compounded semiannually for another 8 years. Find the final amount on deposit after the entire 23-year period. He will have a final amount of safter the entire 23-year period. (Simplify your answer. Do not round until the final answer. Then round to the nearest cent as needed.)