A man leaves an estate of $200,000 that is invested at a nominal interest rate of 3.6% compounded monthly. At the time of his death, he has two children aged 17 and 15. Each child is to receive an equal amount from the estate when they reach age 21 Q1.1 4 Points Using the focal point (or the reference time point) at the time of a man's death, construct the equation of value. Then calculate the amount each child would get. Q1.2 2 Points Using the focal point (or the reference time point) at the time when the first child becomes 21 years old, just construct the equation of value. (You don't need to show how to obtain the answer of the amount each child would receive.)