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a man wins one million prizes and he will be paid evenly by 480 months, the payment starts in Aug 2002 and if I want

a man wins one million prizes and he will be paid evenly by 480 months, the payment starts in Aug 2002 and if I want to inventory in his prize today, how much will the leftover of the prize cost? I want to know how much at most I can accept( you can assume the inflation rate and interest rate by yourself)

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