A managed healthcare organization (MHO) is used describe a variety of US techniques intended to reduce healthcare costs and improve quality of care. Some examples are: Health Maintenance Organization (HMO), Independent Practice Association (IPA), Preferred Provider Organization (PPO), Point of Service (POS), Private Fee-for-service (PFFS), and managed care in indemnity insurance plans.

Which MHO would you select if given the choice? Explain.

Who bears the financial risk of the managed care you selected? Explain.

What influence did your age and health needs have when choosing your managed care?