A manager of the credit department for an oil company would like to determine whether the mean monthly balance of credit card holders is equal to $102. An auditor selects a random sample of 32 accounts and finds that the mean owed is $111.5 with a sample standard deviation of $23.15. Suppose you wanted to conduct a test to determine whether the auditor should conclude that there is evidence that the mean balance is different from $102.If the test is conducted at the 5% level of significance, what critical value (value in the t table) should you use?

Select one:

1.696.

1.694.

2.040.

1.645.

2.037.

1.960.