a. MGM Resorts International: 22.6% ($93,760,000 ÷ $415,654,000) b. Johnson & Johnson: 3.4% ($340,000,000 ÷ $10,114,000,000) c. Casino operations experience greater bad debt risk, since it is difficult to control the creditworthiness of customers entering the casino. In addition, individuals who may have adequate creditworthiness could overextend themselves and lose more than they can afford if they get caught up in the excitement of gambling. In contrast, Johnson & Johnson's customers are primarily other businesses such as grocery store chains.