A MONEY MANAGER FOR: The Legrands Month: October MONTHLY LIVING EXPENSES MONTHLY FIXED EXPENSES Food/Grocery $631.30 Mortgage $857.28 Household Car Payment 384.90 Electricity 96.80 Regular Savings 40.00 Heating Fuel 130.00 Emergency Fund 80.00 Telephone 81.00 Total Water 56.40 ANNUAL EXPENSES Transportation Life Insurance 488.00 Gasoline/Oil 237.64 Home Insurance 714.00 Parking 64.00 Car Insurance 613.20 Tolls 22.00 Real Estate Taxes 3,694.80 Commuting Car Registration 120.00 Misc Pledges/Contributions 1,744.00 Personal Spending Other Clothing 228.00 Total Credit Payments Monthly Share divide by 12 Newspaper, Gifts etc . 54.54 MONTHLY BALANCE SHEET Pocket Money 50.00 Net Income Entertainment (Total Budget) Movie/Theater 64.00 Living Expenses Dining Out 1 14.00 Fixed Expenses Total Total Monthly Expenses