A mortgage agent is arranging a private mortgage for her client, and the agent's brother will be the lender. Which of the following statements best describes this scenario? Concepts Select one: a. This is not a potential conflict of interest because the lendef is related to the mortgage agent b. This is not a potential conflict of interest as long as it is disclosed to the borrower c. This is a potential conflict of interest and must be disclosed to the borrower d. This is a potential conflict of intesest, and this mortgage cannot be done When using the ethical decision-making model, acting in the best interests of your client means. Select one: a. You must ensure that you get the client the lowest interest rate b. You must perform a detailed needs assessment on your client c. You must get the client an institutional mortgage d. You should perform a needs assessment on your client The MBRCC Code of Conduct is designed primarily to deal with: Select one: a. Ensuring mortgage agents act legally at all times -b. Creating national regulatory standards a. Creating a national regulator b. Outlining professional behaviour and conduct