A mortgage amortization schedule is a table that lists each regular payment on a mortgage over time. A portion of each payment is applied toward the principal balance and interest, and the mortgage loan amortization schedule details how much will go toward each component of your mortgage payment. Your guardian is about to take out a $30-$year fixed$-$rate mortgage. The terms of the loan specify an initial principal balance of $N$$$2$ million and an effective annual rate of $6\mathrm{.}75\%.$ Payments will be made monthly.

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