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A mortgage for ( 4 0 0 , 0 0 0 $ + 6 1 0 , 0 0 0 $ ) has a fixed

A mortgage for (400,000$ +610,000$) has a fixed rate of 4.5% compounded monthly for a 5-year term and 25-year amortization period. Monthly payments are done for the 5-year term. After the term is up, the interest rate is changed to agreed to be 4.7% compounded monthly. What is the new monthly mortgage payment? Do not complete the amortization table to determine the answer.
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