A mortgage service office has the following four activities involved in approving a loan application. Note that a working day is 8 hours and there are 60 minutes in one hour. The office has three employees, activities B and C are combined together and assigned to one employee, while the other two employees are responsible for activities A and D respectively. What is the mortgage office's direct labor utilization (DLU) under this setting? Numbers only (e.g., 0.445 is acceptable, but NOT 44.5\%), keep three decimals if not exact, either round up or down is ok A mortgage service office has the following four activities involved in approving a loan application. Note that a working day is 8 hours and there are 60 minutes in one hour. The office has three employees, activities B and C are combined together and assigned to one employee, while the other two employees are responsible for activities A and D respectively. What is the mortgage office's direct labor utilization (DLU) under this setting? Numbers only (e.g., 0.445 is acceptable, but NOT 44.5\%), keep three decimals if not exact, either round up or down is ok