A mortgage service office has the following four activities involved in approving a loan application. Note that a working day is 8 hours and there are 60 minutes in one hour. Activity Time (minutes) 1A. Property survey 23 B. Credit report 21 c. Title search 42 D. Final decision 20 Activities B and C are combined together and assigned to two employees, while the other two employees are responsible for activities A and D respectively. What is the mortgage office's direct labor utilization (DLU) under this setting? Numbers only le.g. 0.445 is acce either round up or down is ok able, but NOT 44.5%). keep three decimals if not exact