A new graduate (Susan) has inherited $75,000 and is trying to decide which of 3 paths to take in terms of investing this money. She is asking for your help as a financial planning professional to determine the financial consequences associate with each of the 3 options. Her goal is to choose the path which maximizes NPV. Options Option 1 - No change to work situation In this option, Susan continues at her current position, earning her base pay of $38,000 per year. This pay grows at 3.0% per year, as noted in the assumptions. Option 2 - Certification Program Susan is considering attaining a certification in network design. This certification would automatically promote her to a Tier 3 field service representative in her company. The base salary for a Tier 3 representative is $10,000 more per year than her current base pay. The certification program requires one year to complete and costs $5,000. The fee is due upon starting the program. Susan will do all the certification work on her own time so she will not loose any income during her work on the certification. Option 3 - get an