A new type of third-party reimbursement healthcare payment plan is emerging in the united states. CDHPs strive to control costs and improve quality of care by requiring consumers to take control of their own healthcare decisions. How ever, there are concerns about CDHPs. The consumer may have the understanding nor have the education and the tools to manage his or her own healthcare appropriately.

Describe the history of when, how, and why CDHPs were developed.

Describe HSA, HRA, and FSA with example.

Describe the different segments of the population.

Describe which socioeconomic group is likely to benefit the most from CDHPs.

Describe the types of incentives to providers for efficiency in the delivery of healthcare services.

Describe who bears the financial risk the provider, the patient, or the CDHP.

Describe the recommendations for patients considering a CDHP, including which types are appropriate for which patients.

Describe the recommendations for each, to accept or decline, and also describe the rationale behind such recommendations.