A no-load mutual fund has $55 million in assets, $2 million in debt and 263 million shares outstanding at the beginning of the year. During the year, investors received a distribution of $0.02 per share. At the end of the year. the fund is left with $48 million in assets, the same amount of debt, and the same number of shares outstanding. What is the rate of return of the fund? (Give your answer as a percentage with 2 decimals, e.g., if the answer is 0.0345224 (or 3.45224%), enter 3.45 as your answer.)