A note payment in which the first payment is due one year after the note was signed and the money was borrowed, would be an ordinary annuity or an annuity due? Circle the correct term. If the future value of an amount was constant (let's say $1,000) and the time between now and when the future value is measured is constant (let's say 5 years), then if the interest rate goes up (let's say from 5% to 10%), then the present value of the amount would go up or go down? Circle the correct response. Why