A owes B P20,000 which became due and payable last October 1, 1983. On that date, A offered B P10,000 the only money he then had, but B refused to accept the payment. A thereafter met C, B's 22-year-old son, to whom he gave the P10,000 with the request that he turn the money over to B. The money was stolen while in C's possession. Was B justified in refusing to accept the payment of A? May he still recover the full amount of his debt of P20,000? Why?

JURISDICTION: PHILIPPINES