a payment arrangment is set up to pay for an estableshed buissness after the initial contact the new owner will pay the old owner yearly payments at the end of years 3,4,5,6 the amount is 215,000 and then in years 10,11,12,13,14 and 15 the amount 414,000 there is the need to know the equivalent value of the previously discribed cash flows at year 11 if agreed time value of money is 4.3% what is that equivalent value?