A payment of $4,500 was made into an account at the end of every 3 months for 12 years. a. If the interest rate for the first 4 years was 5.00% compounded monthly, calculate the future value at the end of the first 4 years. $0.00 Round to the nearest cent b. If the interest rate for the next 8 years was 4.00% compounded annually, calculate the future value at the end of the 12 year term. $0.00