A person aged 40 purchase a life insurance that pays $250,000 at the moment of death of this death occurs between purchase and the next 20 years, after that, the insurance pays $100,000 at the moment of death. Assuming a constant force of mortality of 0.03 and a constant force of interest of 0.06, estimate the actuarial present value for this insurance. A person aged 40 purchase a life insurance that pays $250,000 at the moment of death of this death occurs between purchase and the next 20 years, after that, the insurance pays $100,000 at the moment of death. Assuming a constant force of mortality of 0.03 and a constant force of interest of 0.06, estimate the actuarial present value for this insurance