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A person deposits $12,000 per year for 5 years, with the first deposit made one year from the present. One year after the last deposit,

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A person deposits $12,000 per year for 5 years, with the first deposit made one year from the present. One year after the last deposit, the person makes continuous withdrawals of $2,000 yearly for the next 15 years. Find the effective annual ERR being earned on this investment

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