A person invests $1625 into a retirement account, with an interest rate of 0.9% compounded quarterly. Find the retirement account balance after two years. 1) The balance will be $1654.48 after two years. 2) The balance will be 1941.60 after two years. 3) The balance will be $1664.41 after two years. 4) The balance will be $3279.34 after two years.