A person who has the responsibility of accepting or (a) independent agent. (b) underwriter. (c) exclusive agent. (d) insured. rejecting the issuance of a policy is an The premium on a life insurance policy will be higher, everything else the same, (a) the higher the life expectancy of the insured. (b) the healthier the insured. (c) if the insured has skydiving as a hobby. (d) the younger the insured. Property insurance would not protect the insured against a loss due to (a) someone stealing a CD player out of their car (b) losing control of a car and running it into a neighbor's house. (c) damage to the roof of a house from hurricane winds. (d) accidentally falling through the ceiling of your house while in the attic