A policyholder must accept the entire insurance contract, with all its terms and conditions, under the legal characteristic known as:

	a.	aleatory.
	b.	unilateral.
	c.	adhesion.
	d.	conditional.

A homeowner is painting his house and leaves the ladder outside propped up against the building. A young neighbor, about 5 years old, climbs up the ladder, just like he would do on the playground to go down the slide. The child falls off the ladder and breaks his leg. His parents sue. The homeowner is liable under what law of negligence?

	a.	"The thing speaks for itself."
	b.	Contributory negligence.
	c.	Attractive nuisance.
	d.	Sovereign immunity.