A potential home buyer is wondering about her credit card accounts and the effect that might have on her credit score which will be evaluated when she applies for a mortgage loan. At present she has three accounts with credit limits and balances as follows: Account Limit Outstanding Balance #1 $5,000 $3,000 #2 $10,000 $5,000 #3 $15,000 $8,000 She would like to transfer the balance in account #2 to account #3 in order to save the membership fee and because the interest charges for account #2 are higher than the others. If she does this the account #2 would be closed. A. How much credit capacity is she currently using before any transfer? If she cancels account #2 and transfers the balance to account #3, what will be the capacity used now? B. After the transfer, how much would an increase in the total credit limit have to be in account #3 to restore the total capacity used in all accounts prior to the transfer?