A potential home buyer is wondering about her credit card accounts and the effect that they may have on her credit score which will be evaluated when she applies for a mortgage loan. At present, she has three accounts with credit limits and balances outstanding as follows:

She would like to transfer the balance in account #$2$ to account #$3$ in order to save the membership fee and because the interest charges for account #$2$ are higher than the others. If she does this account #$2$ would be closed.

$\backslash$table$[[$Account$,$Limit,Outstanding Balance$],[(1),$$$5,000,$$$3,000$