A prize pays $15,000 each quarter for 5 years (20 payments)commencing in exactly 6 months' time. If the appropriate discount rate is 13.8% p.a compounding quarterly, the value of the prize today is (round to nearest cent; don't use $ sign or commas): [HINT: the annuity is deferred] a. $207011.87 b. $214153.78 c. $853273.18 d. $45469.87