A product development team at XYZ Insurance is working a new risk management product for large commercial markets customers. Which one of the following steps in the product development process could the team skip when developing this new risk management product? Available answer options Select only one option A Step 3 - Creating a business forecast B Step 2 - Defining the product, underlying support, and pricing C Step 4 - Complying with regulatory requirements D Step 5 - Selecting distribution systems and channels