A professional athlete has been offered an 8-year contract that will pay $3 million at the end of each of the next five years. At a discount rate of 7%, the contract has a value of $17.9 million in today's dollars. If instead, a discount rate of 9% is applied, the contract's value today will be: Select one: O a. The same O b. Greater O c. Smaller o d. Unaffected by the discount rate