A property is neutraily geared now with an LTV of 50%. If the investor decides to increase leverage with the same interest rate of loan. which of the following is correct about income ROE (YROE), capital gain ROE (GROE), and total ROE (TOtalROE)? Assume the capital gain is positive and ignore tax a. YROE decreases, GROE and TotalROE increase b. YROE and TOtaIROE decrease, GROE increases c. YROE, GROE and TOtaIROE decrease: d. YROE, GROE and TOtalROE increase e. YROE is unchanged, GROE and TotalROE increase