A prospective MBA student earns $55,000 per year in her current job and expects that amount to increase by 14% per year. She is considering leaving her job to attend business school for two years at a cost of $35,000 per year. She has been told that her starting salary after business school is likely to be $120,000 and that amount will increase by 13% per year. Consider a time horizon of 10 years, use a discount rate of 12%,