A public works project is proposed that has total present-worth benefits of $65M and total present-worth costs of $45 million. In deliberating this proposal, some members of the town council have suggested that the project has a total present-worth dis-benefit of $25 million; other members feel the $25 million should be treated as cost. How should the proposal be evaluated? Calculate both the BCR and the NBV and comment on the resultshow should the $25M be considered?