A rational person would prefer to repay the principal of a $3,600 loan by paying

Group of answer choices

$900 now and $900 at the end of each quarter for the next 3 quarters.

$900 at the end of each quarter for the next 4 quarters.

$300 now and $300 at the end of each month for the next 11 months.

$300 at the end of each month for the next 12 months.