A recent 21-year old UCR ME Graduate decides to take a year long break from school. They go to graduate school immediately after that 1 year gap. They spend 2 years in graduate school, and pay $17,431.02 per year out-of-pocket. Upon graduation, they get a job that pays $85292.40 per year. This salary increases at the rate of 3% per year for the next 46 years till they retire.

1. Perform a risk assessment on the prompt.

2. Use EXCEL or MATLAB to show the risk assessment on the prompt.