A regulation by the Federal Trade Commission (the FTC is an administrative agency) was designed to stop telemarketing fraud: This regulation would: Allow access to consumers' bank accounts as long as the telemarketer states truthfully what he or she is selling Subject telemarketers to fines if they continue to call persons who have asked not to be called Subjects telemarketers to fines if they call consumers before 9 a.m. or after 8 p.m. Subjects telemarketers to fines if they do not identify themselves, the company they represent and the type and price of product or service they are selling Moving to another question will save this response