A representative of a financing company stops by one day while you are out to lunch. They have noticed Kendra's growth and suggest a short-term financing strategy called factoring. Kendra is intrigued and later asks you how it works. Which explanation below should you give Kendra? a Kendra immediately sells each invoice to the factor, who pays Kendra the invoice amount minus a fee. Customers still have 60 days to pay the invoice to the factor O b. Customers have 60 days to pay an invoice, but are allowed to extend it to 120 days if they sign an agreement specifying an extra 24 interest charge per month for the extension, O c. Customers give Kendra something of equal value when purchasing cases. Kendra would return the item once the invoice is paid. O d. Customers pay within 60 days of receiving an invoice