A resident individual has the following capital gains and losses for the year:

Discount capital gain on CBA shares

(before discount applied)

$20,000Capital loss on ANZ shares$15,000Carried-forward net capital loss of prior year$10,000

What is their net capital gain or loss for the year ?

Group of answer choices

Net capital gain this year $5,000

Net capital loss this year $5,000

Net capital gain this year $2,500

No capital net capital gain or loss this year.