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A return series has an arithmetic mean of 11.66 and standard deviation of 5.19. Assuming the returns are normally distributed, what is the lower bound

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A return series has an arithmetic mean of 11.66 and standard deviation of 5.19. Assuming the returns are normally distributed, what is the lower bound of the range of returns that an investor would expect to receive 95% of the time? (Keep 2 decimal places)

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