a salesperson presents an offer to buy a property that includes stipulation that the buyer will purchase by "taking subject to the existing loan." which of the following should the salesperson make certain that the sellers know about this clause when they review the offer?

1. The buyer will not be personally liable for payment of the debt and the sellers should discuss the matter with their attorney before making a decision on the offer

2. It is a common and perfectly acceptable financing method

3. It offers the sellers no protection and should not be accepted under any circumstances

4. It is the best protection the sellers can have when a mortgage assumption is involved because it means that the buyer becomes liable for payment of the debt