A savings and loan charges 2.225 points for a home buyer to obtain a loan of $275,000. Calculate the discount points (in dollars). (Enter a number.) $ A lender requires PMI that is 0.8% of the loan amount of $460,000. How much in dollars) will this add to the borrower's monthly payments? (Enter a number. Round your answer to the nearest cent.) A borrower has a gross monthly income of $4,875, has a minimum credit card bill of $135, a car lease payment of $276.78, and a student loan payment of $236, and is applying for a loan with a monthly payment of $2,041.79. Calculate the DTI ratio (in percent) for the borrower. (See Example 1 in this section. Enter a number. Round your answer to the nearest tenth of a percent.) %