A savings plan makes annual deposits of $4,820 each at the end of the first 4 years, followed by 5 end-of-the-year deposits of $5,730 each. The annual rate of return is 6.40%. What is the amount that will have been saved when the final deposit is made? A) $53,770.62 B) $61,484.39 C) $73,325.19 D) $65,611.42 E) $123,258.82